Zadlužení domácností v ČR aktuální údaje a trendy

Abstract

The topic of the thesis is the household debt in the Czech Republic - current data and trends. The main objective of this thesis is the analysis of debt, especially in the years 2011 - 2016. The thesis deals with other influences that affect the debt. Another part is the comparison of household debt with other EU member states. The issue of debt is first defined theoretically in several aspects, namely economic, legal and social. Another part of the text is devoted to the analysis of debt itself between 2011 and 2016, the financial situation of households, their savings or the development of average gross wages. Data were used from the statistical systems of the CZSO, the CNB and EUROSTAT. The final part of the thesis focuses on one of the main reasons for debt, which is consumerism