This research aims to analyze the influence of the world oil price, the gold
price and the Bank Indonesia rate on the third party fund in the Islamic bank in
Indonesia in the period of 2010-20140. The data used in this research are
secondary data in the form of monthly time series. The analysis model used in this
research is multiple linear regression with the method of Error Correction Model
(ECM).
The results of the research revealed that the results of the normality test of
the data using the model of Jarque Bera has a normal distribution. The results of
the liniearity test using the model of Ramsey Reset of the regression model has a
linier form. The results of the classical assumption test revealed that there is no
problem of multicoliniearity, no problem of heterocedasticity and no problem of
autocorrelation. From the t test, it can be known that the variables of the world oil
price, the gold price and BI rate, in a short term, have no influence on the third
party fund in the Islamic bank in Indonesia, meanwhile, in a long term, the
variables of the world oil price and the gold price have influence on the third party
fund in the bank Islamic in Indonesia. The results of f test revealed that the model
which was used existed. The determination of R2 is as much as 0.301072 that
means that 30.1% of the variation of score variable of the third party fund can be
explained by the variables of the oil price, the gold price and BI rate, meanwhile,
the rest 69.9% is explained by other independent variables excluded in the model