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PERANAN DEWAN PENGAWAS SYARIAH DALAM KEPATUHAN PRINSIP SYARIAH PADA PERBANKAN SYARIAH DI JAWA BARAT

Abstract

Agus Yudianto NIM: 505850002 "The Role of Shariah Supervisory Board on Shariah Compliance Principles on Banking Sharia in West Java.” Duty of DPS do not only observe business activity of Bank of Syari'ah in order to pursuant to going into effect and principal of syari'ah which the religious advices have by DSN, but also report result of [his/its] observation to society in the form of opinion that operational activity of bank which observing of have as according to Moslem law principle. Compliance to principle of Moslem law have to be realized in entire/all transaction by Bank of Moslem law with observation DPS. Council of Supervisor Syari'ah ( DPS) own strategic and important role in principal applying of syari'ah in banking syari'ah. DPS accountable for ascertain all product and procedure of bank of syari'ah as according to principle syari'ah. But role of Council Supervisor of the Syari'ah not yet optimal in running observation of syari'ah to operational of banking syari'ah. so that cause at collision of syari'ah complience, hence image and credibility of bank of syari'ah eye of society can become negativity, so that can degrade belief socialize to bank of pertinent syari'ah. Problems which emerge is whether/what role of Council of Supervisor of Syari'ah have according to or not yet in applying principle of compliance of bank of syari'ah in West Java Region? This research aim to to depict Supervisor Syari'ah Council science background, explaining Supervisor Syari'ah Council observation model in banking syari'ah compliance and prove according to or do not him related/relevant kesesuian Supervisor Syari'ah Council performance with principal compliance of syari'ah banking syari'ah in West Java. Sampel of[is end of this research amount to 40 responder. type of Research used is field research that is research collectedly data through survey field pursuant to data sekunder. Design research have the character of clarification explanatory research)that is explain of causality independent variable and variable dependen Result of factor analysis indicate that all indicator own factor loading bigger than 0,40 and only loading one factor. Variable consisted of Moslem Law Compliance ( KS), Education ( PD), Double Position ( RJ), Model Observation ( MP), and Sum up Observation ( JP) all indicator fulfill validity criterion which have been determined. All instrument in this research also show above value [ croanbach alpha ( 0,60) meaning that instrument in this research reliabel. Result of research prove with Value of R 2 of equal to 0,379 indicating that role of Council of Supervisor of Syari'h have as according to principle of compliance syari'

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