An "on the ground" reflection about what it takes for funders to work effective with low-income communities. This report is a set of reflections that began with conversations among fifty people who gathered in Chicago in September of 2008 for Grassroots Grantmakers first "on the ground" learning gathering, and extended over the following several months.The idea for this report came from an interest in doing more than generating proceedings or a report on a meeting. Our interest was in promoting and supporting reflection about what it takes to work effective in the grassroots grantmaking domain, and in sharing those reflections as a spark for further conversations