Pengaruh Tingkat Kesehatan Keuangan Terhadap Penyaluran Kredit Pada PT. Bpr Cempaka Mitra Nagori Kuansing Di Taluk Kuantan

Abstract

: The level of financial health is an important thing to be considered by the bank, including BPR. Purpose of this study was to determine the effect of Financial Soundness measured by CAMEL (CAR, NPLs, ROA, ROA and LTD) of the total outstanding loans and analyzing these variables (CAMEL: CAR, NPLs, ROA, ROA and LTD) is dominant influence on the amount of outstanding loans. The results of the t test, NPL and BOPO significant and negative effect on the number of credits while LKD significant and positive effect on the number of outstanding loans. But for the CAR and ROA has no significant effect on the amount of outstanding loans. NPL and ROA have a positive influence on the amount of credit being LTD has a negative influence on the number of outstanding loans. While the CAR and ROA has no effect on the amount of outstanding loans, sehubunagn with the conclusions of this study it is suggested that BPR can take the level of NPLs, ROA and LTD in lending