The many-body Berry phase formula for the macroscopic polarization is
approximated by a sum of natural orbital geometric phases with fractional
occupation numbers accounting for the dominant correlation effects. This
reduced formula accurately reproduces the exact polarization in the
Rice-Mele-Hubbard model across the band insulator-Mott insulator transition. A
similar formula based on a one-body reduced Berry curvature accurately predicts
the interaction-induced quenching of Thouless topological charge pumping