Early Warning System Dan Pertumbuhan Pendapatan Kontribusi Pada Perusahaan Asuransi Jiwa Syariah Di Indonesia

Abstract

The background of this study was the lack of awareness Indonesian society toward syariah life insurance andit needed to be investigated whether there was a problem on its financial instruments by using Early WarningSystem ratio. The purpose of this study was to prove the influence of Early Warning System ratio for contributionrevenue growth syariah life insurance companies in Indonesia period 2010-2013. The sampling techniqueused was purposive sampling. Samples that acquired the criteria were 10 companies. Data were analyzedusing multiple linear regression. The ratio of the Early Warning System consisted of 6 solvencies: solvencymargin ratio, change in surplus ratio, return on investment ratio, liquidity ratio, agent\u27s balance to surplusratio and technical ratio. The result of this study was Early Warning System ratio influenced simultaneouslyon contribution revenue growth ratio and partial contribution of technical ratio influenced positively tocontribution revenue growth ratio. So, Early Warning System ratio could be applied in order to increasecontribution revenue growth of life insurance syariah units companies