The current UK economic climate is leading households into debt. The rising cost of living and inflation are resulting in households struggling with financial management. This has implications on the quality of life and economic mobility. Early motivation for and the utilisation of financial management tools can alleviate the risk of spiralling debt. In this paper, we present the case for a gamified collaborative financial management tool. We explain how current research has focused on individuals yet households often have shared and interweaving finances which would benefit from collaborative tools. We articulate the importance of motivation in financial administration and discuss the potential of gamification to motivate households in the proactive management of finances. In this regard, we describe the results of conducting a survey to investigate the case for gamification in household financial management. Our findings suggest that gamification may offer new ways to motivate household financial management and can help households manage their exposure to debt
