We construct the first family of microstate geometries of near-extremal black
holes, by placing metastable supertubes inside certain scaling supersymmetric
smooth microstate geometries. These fuzzballs differ from the classical black
hole solution macroscopically at the horizon scale, and for certain probes the
fluctuations between various fuzzballs will be visible as thermal noise far
away from the horizon. We discuss whether these fuzzballs appear to infalling
observers as fuzzballs of fuzz or as fuzzballs of fire. The existence of these
solutions suggests that the singularity of non-extremal black holes is resolved
all the way to the outer horizon and this "backwards in time" singularity
resolution can shed light on the resolution of spacelike cosmological
singularities.Comment: 34 pages, 10 figure