Pelaksanaan Pemberdayaan Ued-sp Bina Mandiri Serta Upaya Pengembalian Modal Pinjaman di Desa Teluk Lancar Kecamatan Bantan Kabupaten Bengkalis Tahun 2011-2013

Abstract

Community empowerment is an attempt to show the state or the results to be achieved by an empowered community of social change , have power or control in meeting the search , participate in social activities and independent in carrying out their needs whether physical , economic , and social as having confidence , as well as the expression of aspiration , has eyes the tasks of life . It would also require a supporting factor in terms of education , health and social culture . The purpose of this study was to determine the causes of the ineffectiveness of Rural Development Program in Business Economics - Village Savings and Loans ( UED - SP ) in the District of Bantan Current Teluk Bengkalis Year 2011-2013 . As for the background of this research is the ineffectiveness of the Village Empowerment Program in Current Bay Village this well . The large number of delinquent loans funds user community UED - SP , where Fluent BayVillage is the largest village arrears of Villages in the District Bantan Bengkalis.This study belongs to the type of qualitative research , using data collection techniques with in-depth interviews to respondents who have been assigned . Respondents were chosen consists of an element of empowerment programs and also from elements of the user community funds .Based on the research that has been done with the author , it can be seen that the lack of effectiveness in the implementation of rural development programs in DesaTeluk Current. Most of the program is running smoothly , but at the end of this program was limited to payback the loan or delinquent . Less stringent system in an effort to foreclosure of collateral that because many of the beneficiaries were relatives of staff UED - SP . Lack of partnership between the public administration , the system is too rigid , and the lack of programs that reflect the mutual cooperation in solving the problems of arrears . Beneficiaries have not been fully able to manage loan well .Keywords : empowerment , human resources and UED - SP Bina Mandiri