Beneficial migroorganisms such as arbuscular mycorrhizal fungi (AMF) and plant growth promoting rhizobacteria (PGPR) can ameliorate plant nutrition through an extended extra-radical hyphal network and by nutrient mobilisation. In the past, host specificity may not have been adequately considered when microbial inoculants were developed for different crops. In the Bio-fertilizer Network oft he Indo-Swiss Collaboration in Biotechnology (ISCB), AMF and PGPR are integrated as bio-inoculants in wheat-rice and wheat-black gram systems