Analisis Perilaku Masyarakat Muslim terhadap Penggunaan Kartu Kredit di Kota Medan

Abstract

This research was conducted aiming to determine how a Muslim to use a credit card in the City of Medan. In this research, the problems research, namely: How does the behavior of the Muslim of public towards the use of credit cards in the City of Medan - What are the booster of the Muslim of public in the City of Medan decided to use a credit card - Whether a relationship between the among the many places of modern shopping behavior of the Muslim of pulic in the use of credit cards in the City of Medan. The method used in this research is the analysis method descriptive. Engineering data was collected by interview and questionnaires were distributed to Muslim of public in the City of Medan with a total sample of 60 people. After the data are collected, then the authors calculate and add up the total response of all respondents surveyed, to be in percentages (%) in order to draw conclusions.From the results of this research concluded that the majority of the Muslim of public in the City of Medan to use a credit card only as needed, although most of those who use them fixed answering, if a credit card can make a person's nature to lead to wasteful or consumptive behaviors. Flexibility and practicality credit card to make the payment process which, being the strongest reason for the people of Medan Muslims to own and use a credit card