Customer access information technology offers great
potential benefits to both the organization and its
customers. However, managers lack methods for
evaluating these technologies and determining whether
conditions exist for success. We propose a model from
Marketing Science which captures factors influencing the
success of a CAIT. The factors include value platform
features - features of the CAIT, and location strategy
features - features of the environment into which the
CAIT is deployed. This model is applied to home
banking, providing insights as to types of systems most
likely to be successful.Information Systems Working Papers Serie