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E-PAYCHEQUE FRAMEWORK WITH CONTACT ELECTRONIC CARD AND FINGERPRINT BIOMETRIC FOR CASHLESS SMART CAMPUSES

Abstract

Identity theft in financial transactions is a very rampant problem among students in most institutions of learning. Currently, in order to minimize financial theft, most schools dole out paper based “paycheques” to students, which usually contain the name, personal identification number (PIN) and the value of money deposited by the students to the cashier. However, anybody bearing the PIN of another student can conveniently assume the identity and defraud the legitimate owner. This often generates a lot of rancor among students and it is a major concern for management especially in the high schools. In this work, we developed an e-Paycheque framework for secured cashless campuses. To be recognized on the web application within the framework, each student must possess a Smart ID card that is preconfigured with their unique fingerprint template and the value of deposited cash for transaction purposes. Since no two humans have the same fingerprint, financial transactions will only be possible for the legitimate owners of cards on the platform. This will in no small measure curb identity theft with respect to financial transactions on the campuses and also fast track the pace of achievement of the cashless policy in Nigeri

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