A major downside of the cashless policy introduced in Nigeria since 2014 has been pervasive electronic frauds (e-frauds). Consequently, there is a growing fear of victimization among bank customers interfacing decision to migrate and utilize electronic banking. This raises the importance of trust governance in electronic banking and its centrality to the transition to a cashless economy in Nigeria. This study investigated e-Banking fraud and the role trust governance plays in the adoption or refusal to migrate and use electronic banking in Nigeria. The study was conducted in Lagos, Ogun and Oyo States. Using mixed qualitative methods (In-depth and Key Informants interviews) of data collection, participants were mainly purposively selected and in some instances reached through the snowball methods. Qualitatively, 30 victims of e-banking fraud were interviewed across the research settings. Further, purposive sampling proportionate to research settings was used to select at least 9 (3 in each state) bank officials in e-banking unit. To collect data at the e-banking governance level, we purposively selected participants in Nigerian Deposit Insurance Corporation (NDIC), Economic and Financial Crimes Commission (EFCC), and Committee of Chief Compliance Officers of Banks in Nigeria (CCCOBIN). In these three institutions, we interviewed one Executive member and two officials in fraud and risk management unit. In all, 9 participants were interviewed to provide data on dimensions of fraud, customer complaints and fraud mitigation mechanisms. Furthermore, 600 copies of a questionnaire (200 in each state) were on bank customers using e-banking and who have used any of the e-payment platforms. The questionnaire probed into reasons for adoption, concerns of trust, experiences of trust and perceived susceptibility to fraud. Qualitative instrument explored experiences of victimization and trust in cashless policy. Quantitative data will be subjected to univariate and bivariate analyses while qualitative data will be subjected to content analysis and ethnographic summaries.  
