Edgar R. Fiedler

English

Research Papers in Economics

This PDF is a selection from an out-of-print volume from the National Bureau of Economic
Research
Volume Title: Measures of Credit Risk and Experience
Volume Author/Editor: Edgar R. Fiedler
Volume Publisher: UMI
Volume ISBN: 0-87014-228-3
Volume URL: http://www.nber.org/books/fied71-1
Publication Date: 1971
Chapter Title: SECTION F BIBLIOGRAPHY
Chapter Author: Edgar R. Fiedler
Chapter URL: http://www.nber.org/chapters/c3957
Chapter pages in book: (p. 348 - 352)Allen, Phillip T., and Eitel, Van E., "The Quality of
Farm Mortgage Loans," Agricultural Finance Re-
view, XXV (August 1964).
Altman, Edward I., "Financial Ratios, Discriminant
Analysis and the Prediction of Corporate Bank-
ruptcy," The Journal of Finance, XXIII, No. 4
(September 1968), pp. 589-609.
Anderson, Paul S., and Knight, Robert E., "Bank
Loan Losses, Past and Present," New England
Business Review (May 1966).
Atkinson, Thomas R., Trends in Corporate Bond
Quality, New York, NBER, 1967.
Balderston, C. Canby, "Lending Standards and the
Quality of Credit," speech delivered before ABA
Monetary Conference in Princeton, N. J., March
19, 1965 (mimeograph).
Beaver, William H., "Financial Ratios as Predictors
of Failure," Empirical Research in Accounting:
Selected Studies, 1966, The Institute of Profes-
sional Accounting, Chicago, 1967, p.85.
Benston, George J., "Substandard Loans," The Na-
tional Banking Review, IV, No. 3 (March 1967),
pp. 271-281.
Bernstein, Blanche, The Pattern of Consumer Debt,
1935-36, A StatisticalAnalysis, New York,
NBER, 1940.
Boggess, WilliamP.,"Screen-Test Your Credit
Risks," Harvard Business Review (November-
December l96'7),pp. 113-122.
Brinegar, George K., and Fettig, Lyle P., Some Mea-
sures of the Quality of Agricultural Credit, Tech-
nical Paper 19, New York, NBER, 1968.
Brown, Ralph C. and Scharfenberg, Kenneth J.,
Case History of an EDP Credit Management In-
formation System, Credit Research Foundation,
Inc., New York, 1968.
Brunner, GeorgeAllen, Personal Bankruptcies:
Trends and Characteristics, Bureau of Business
Research, Columbus, Ohio, 1965.
Caywood, Thomas, "A Statistical Approach to Cre-
ditGranting," Credit Management Yearbook,
1966-67.
Cohan, Avery B., "The Ex Ante Quality of Direct
Placements, 1951-61," in Guttentag, Jack M. and
Cagen, Phillip, Essays on Interest Rates, Vol. II,
New York, NBER, 1971.
Cohan, Avery B., "Problems in Measuring the Ex
Ante Quality of Direct Placements," presented
before the American Statistical Association in
Los Angeles, August 15, 1969.
Cohan, Avery B., Yields on Corporate Debt Directly
Placed, New York, NBER, 1967.
Cohen, Kalman J., and Hammer, Frederick S. (eds.)
Analytical Methods in Banking., Homewood, Illi-
nois,1966. Seeespeciallyarticles on con-
sumer-credit scoring.
Committee on Banking and. Currency, U.S. Senate,
Study of Mortgage Credit: Recommendations of
Federal Agencies, 87th Cong., 1st Sess., March
28, 1961,Washington,D.C., 1961.
Conference Board Economic Forum, The Eco-
nomics of Consumer Debt, Studies in Business
Economics Number 50, National Industrial Con-
ference Board, New York, 1955.
SECTION F
BIBLIOGRAPHY
Books and Articles Related to
Credit Risk and ExperienceBibliography 349
Cox, Reavis, "Installment Buying By City Consumers
in 1941 ,"Bureauof Labor Statistics Bulletin No.
773.
Dauer, Ernst, A., Comparative Operating Experience
of Consumer Instalment Financing Agencies and
Commercial Banks, 1929-41, New York, NBER,
1944.
Dauer, Ernst A., "Consumer Credit Outlook —Basic
Factors," presented to Columbia University Con-
sumer Credit Management Program, Harriman,
N. Y., June 12, 1967 (mimeograph).
Dauer, Ernst A., "The Role of the Consumer —and
of Consumer Debt —inour Economy." Talk
presented to Workshops and Other Groups Com-
posed Primarily of Teachers and Administrators
in Illinois, Spring 1968 (mimeograph).
Dotson, Frank, "The Development of a Numerical
Scoring System for Evaluating Mortgage Loan
Delinquency Risk," unpublished Ph.D. disserta-
tion, University of Southern California, 1968.
Dun & Bradstreet, Key Business Ratios, Industries
Studies Department, annually.
Durand, David, Risk Elements in Consumer Instal-
ment Financing, Technical Edition, Studies in
Consumer Instalment Financing No. 8, New
York, NBER, 1941.
Earley, James S., "Problems in the Measurement of
the Quality of Credit," Business & Economics
Section, Proceedings of the American Statistical
Association, Washington, D.C.,1966, pp.
202-2 17.
Earley, James S., The Quality of Postwar Credit in
the United States, New York, NBER, in prepara-
tion.
Earley, James S., and Nelson, David T., "Money and
Credit —Quantityand Quality," presented at the
1968 meetings of the Western Economics Associ-
ation, August 22, 1968 (mimeograph).
Ehrlich, Morton, "The Growing Burden of House-
hold Indebtedness," The Conference Board Re-
cord, (April 1967), pp. 3-12.
Ewert, David C., "Trade Credit Management: Selec-
tion of Accounts Receivable Using a Statistical
Model," Ph.D. dissertation, Stanford University,
1968; abstracted in Journal of Finance (Decem-
ber 1968), pp. 891-892 and available from Uni-
versity Microfilms, Ann Arbor, Michigan.
Farm Credit Administration, U.S., Risk Problems of
Production Credit Associations, Bulletin CR-S
(January 1952).
Federal Housing Administration, FHA Experience
with Mortgage Foreclosures and Property Acqui-
sitions, Washington, D.C., January 1963.
Federal Reserve Bank of Atlanta, Ga., "Consumer
CreditQuality —ASearch foran Answer,"
Monthly Review (November 1966).
Federal Reserve System, Board of Governors, "Auto
LoanCharacteristicsat Major Sales Finance
Companies," Federal Reserve Bulletin (February
1967).
Federal Reserve System, Board of Governors, Con-
sumer Instalment Credit, Part I, Vol.1: "Growth
and Import," and Part II, Vol. 1: "Conference
on Regulation," Washington, D.C., 1957.
Fisher, Irving, "The Debt-Deflation Theory of Great
Depressions," Econometrica, I (October 1933),
pp. 337-357.
Fisher, Lawrence, "Determinants of Risk Premiums
on Corporate Bonds," The Journal of Political
Economy (June 1959), pp. 2 17-237.
Fisher, Robert Moore, "Mortgage Delinquencies and
Foreclosures as Symptoms of General Market Be-
havior," presented before the 1964 Conference
on Operations, Audit and Control of the Nation-
al Association of Mutual Savings Banks, Philadel-
phia, February 18, 1964 (mimeograph).350 Measuresof Credit Risk and Experience
Fisher, Robert Moore, "Special Economic AspectsHousing and Home Finance Agency,Mortgage Fore-
of Mortgages on Income-Producing Properties," closures in Six Metropolitan Areas. Washington,
presented before the Twelfth Regional Mortgage D. C., June 1963.
Workshop of the American Bankers Association,
Monterey, Calif., September 28, 1964 (mimeo-Jones, Lawrence A. and Durand, David, Mortgage
graph). Lending Experience in Agriculture. Princeton
University Press for NBER, 1954.
Fisher, Robert Moore, "The Quality of Real Estate
Credit," Proceedings of the Business and Eco-Kendall, Leon T., Anatomy of the Residential Mort-
nomics Section, American Statistical Associa- gage. United States Savings and Loan League,
tion, Washington, D.C., 1966, p. 218. Chicago, 1964.
Guttentag, Jack M., "The Behavior of ResidentialKisselgoff, Avram, Factors Affecting the Demand
Mortgage Yields Since 1951," in Guttentag, Jack for Consumer Instalment Sales Credit, New
M. and Cagan, Phillip, Essays on Interest Rates, York, NBER, 1952.
Vol. I, New York, NBER, 1969, pp. 29-76.
Kisselgoff, Avram, "The Quantitative Analysis of
Guttentag, Jack M. and Beck, Morris,New Series on the Demand for Instalment Sales Credit" Univer-
Home Mortgage Yields Since 1951, New York, sity of Illinois Bulletin, XLVIII, No. 76 (June
NBER,1970. 1951).
Hardy,Charles 0., and Viner, Jacob, Report on theKnight, Robert E., "The Quality of Mortgage Cre-
Availability of Bank Credit in the Seventh Feder- dit," Federal Reserve Bank of Kansas City,
a! Reserve District, Washington, D.C., 1935. Monthly Review (March 1969), pp. 13-20, and
(April 1969), pp. 10-18.
Hempel, George H., The Postwar Quality of State
and Local Debt, New York, NBER, 1971. Kiock, Charles G., "Credit Risk Selection by Statis-
tical Evaluation," Credit Management Yearbook,
Herzog, John P. and Earley, James S., Home Mort- 1965-66.
gage Delinquency and Foreclosure, New York,
NBER, 1970. Matson, Roy H., Ratios of the Instalment Sales Fi-
nance and Consumer Finance Companies, First
Hickman, W. Braddock, The Volume of Corporate National Bank of Chicago (February 1961).
Bond Financing Since 1900, New York, NBER,
1953. Mitchell, George W., "Savings and the Price and
Qualityof Credit," remarksatthe Annual
Hickman W. Braddock, Corporate Bond Quality and Luncheonofthe Mortgage Bankers Association
Investor Experience, Princeton University Press of New York, New York City, May 6, 1963
for NBER, 1958. (mimeograph).
Hickman, W. Braddock, Statistical Measures of Cor-Mintz, Ilse, Deterioration in the Quality of Foreign
porate Bond Financing since 1900, Princeton Bonds Issued in the United States 1920-1930,
University Press for NBER, 1960. New York, NBER, 1951.
Housing and Home Finance Agency, FHA Experi-Moore, Geoffrey H., "The Quality of Credit in
ence with Mortgage Foreclosures and Property Booms and Depressions," Journal of Finance,
Acquisitions. Washington, D. C., January 1963. (May 1956), pp. 288-300.Bibliography 351
Moore, Geoffrey H., Atkinson, Thomas B., and Ku-
berg, Edward J., "Risks and Returns in Small
Business Financing," Report to the Committees
on Banking and Currency and the Select Com-
mittees on Small Business, United States Con-
gress, by the Federal Reserve System, Parts 1 &
2, Washington, D.C., April11, 1958, pp.
40-1 06.
Moore, Geoffrey H. and Klein, Philip A., The Quali-
ty of Consumer Instalment Credit, New York,
NBER, 1967.
Robert Morris Associates, Annual Statement Stud-
ies, Philadelphia.
Morton, J.E., Urban Mortgage Lending: Compara-
tive Markets and Experience, New York, NBER,
1956.
Mosher, Richard N., "Credit Risk Selection by Sta-
tistical Evaluation," Credit Management Year-
book, 1965-66.
Plummer, Wilbur C., and Young, Ralph A., Sales
Finance Companies and Their Credit Practices,
New York, NBER, 1940.
Saulnier, Raymond J., Urban Mortgage Lending by
Life Insurance Companies, New York, NBER,
1950.
Saulnier, Raymond J., Haicrow, Harold G., and Ja-
coby, Neil R., Federal Lending and Loan Insur-
ance, PrincetonUniversityPress for NBER,
1958.
Sawbill, John C., "Measuring Changes in the Quality
of Trade Credit," Proceedings of the Business
and Economic Statistical Section, 1965.
Seiden, Martin H., The Quality of Trade Credit, Oc-
casional Paper 87, New York, NBER, 1964.
Shipp, Royal, "The Structure of the Mortgage Mar-
ket for Income-Property Mortgage Loans," in
Guttentag, Jack M, and Cagan, Phillip (eds.), Es-
says on Interest Rates, Vol. I, New York, NBER,
1969, pp. 77-1 06.
Shipp, Royal, "The Structure of the Market for
Multifamily and Nonresidential Mortgages," pre-
sented at a Joint Meeting of the American Real
Estate & Urban Economica Association and the
American Financial Association, December 27,
1966 (mimeograph).
Smith, PaulF.,"Measuring Risk on Instalment
Credit," in Cohen, Kalman J. and Hammer,
Frederick S. (eds.) Analytical Methods in Bank-
ing, Illinois, 1966, pp. 136-151.
Smith, Paul F., "Consumer Credit and Instability,"
in Consumer Instalment Credit, Part 1, Volume
I, "Growth and Import." Board of Governors of
the Federal Reserve System, Washington, D.C.,
1957.
Smith, Raymond F., and Winakor, Arthur H.,
Changes in the Financial Structure of Unsucess-
ful Industrial Corporations, Bureau of Business
Research,BulletinNo.51, Urbana, Illinois,
1935.
Smith, Raymond F., A Test Analysis of Unsuccess-
ful Industrial Companies, Bureau of Business Re-
search, Bulletin No. 31, Urbana, Illinois, 1930.
'Smith, Warren L., "Is the Growth of Private Debt a
Cause for Concern?" in George Horwich (ed.),
Monetary Process and Policy, Illinois, 1967, pp.
73-98.
Tamari, M., Financial Ratios as a Means of Forecast-
ing Bankruptcy, Jerusalem, Bank of Israel, Bulle-
tin No. 21,April 1964.
Troy, Leo, Manual of Performance Ratios for Busi-
ness Analysis and Profit Evaluation, Englewood,
N. J., 1966.
Veterans Administration, "Report of Loan Service
and Claims Study," unpublished study of the
Office of Appraisals and Department of Veterans
Benefits, April 30, 1962.352 Measures of Credit Risk and Experience
Veterans Administration, Office of Appraisals and
Department of Veterans Benefits, FHA Mortgage
Foreclosures, hearings before Subcommittee,
Committee on Banking and Currency, U. S. Sen-
ate, 88th Cong., 2nd Sess., Jan. 27 -28,1964,
Washington D. C., 1964.
Winchester, James P., Consumer Installment Loan
Losses andValuation Reserves, Cambridge,
1955.
Wojnilower, Albert M., "Changes in the Quality of
Business Loans of Commercial Banks," unpub-
lished Ph.D. dissertation, Columbia University,
1960.
Wojnilower, Albert M., "The 'New Banking' and the
Quality of Credit," Proceedings of the Business
and Economics Section, American Statistical
Association, Washington, D.C.,1966, pp.
225-230.
Wojniower, Albert M., The Quality of Bank Loans:
A Study of Bank Examination Records, Occa-
sional Paper 82, New York, NBER, 1962.
Wu, Hsiu-Kwang, "Bank Examiner Criticism, Bank
Loan Defaults, and Bank Loan Quality," Journal
of Finance, XXIV, No. 4 (September 1969), pp.
697-705.
Zarnowitz, Victor, "Credit Ratings of Business Con-
cerns," The Study of Economic Growth, Thirty-
ninth Annual Report of the National Bureau of
Economic Research, May 1959, pp. 59-62.

A Test Analysis of Unsuccessful Industrial Companies,

Articles Related to Credit Risk and ExperienceBibliography 349 Cox, Reavis, &quot;Installment Buying By City Consumers in

Bank Examiner Criticism, Bank Loan Defaults, and Bank Loan Quality,&quot;

Changes in the Quality of Business Loans of Commercial Banks,&quot;

Comparative Operating Experience of Consumer Instalment Financing Agencies and

Consumer Credit and Instability,&quot; in Consumer Instalment Credit, Part 1, Volume I, &quot;Growth and Import.&quot; Board of Governors of the Federal Reserve System,

Consumer Credit Outlook —Basic Factors,&quot; presented to

Consumer Installment Loan Losses andValuation Reserves,

Credit Ratings of Business Concerns,&quot; The Study of Economic Growth,

Credit Risk Selection by Statistical Evaluation,&quot;

Determinants of Risk Premiums on Corporate Bonds,&quot;

Federal Housing Administration, FHA Experience with Mortgage Foreclosures and Property Acquisitions,

Federal Lending and Loan Insurance, PrincetonUniversityPress for NBER,

Federal Reserve Bank of Atlanta, Ga., &quot;Consumer CreditQuality —ASearch foran Answer,&quot; Monthly Review

Federal Reserve System, Board of Governors, &quot;Auto LoanCharacteristicsat Major Sales Finance Companies,&quot; Federal Reserve Bulletin

Federal Reserve System, Board of Governors, Consumer Instalment Credit, Part I, Vol.1: &quot;Growth and Import,&quot;

Financial Ratios as a Means of Forecasting Bankruptcy,

Financing Since

Is the Growth of Private Debt a Cause for Concern?&quot;

Manual of Performance Ratios for Business Analysis and Profit Evaluation,

Measuring Changes in the Quality of Trade Credit,&quot;

Money and Credit —Quantityand Quality,&quot; presented at the 1968 meetings of the Western Economics Association,

Mortgage Delinquencies and Foreclosures as Symptoms of General Market Behavior,&quot; presented before the 1964 Conference on Operations,

Mortgage Lending by Life Insurance Companies,

PaulF.,&quot;Measuring Risk on Instalment Credit,&quot;

Problems in the Measurement of the Quality of Credit,&quot;

Ratios of the Instalment Sales Finance and Consumer Finance Companies,

Report of Loan Service and Claims Study,&quot; unpublished study of the Office of Appraisals and Department of Veterans Benefits,

Report on theKnight, Robert E., &quot;The Quality of Mortgage CreAvailability of Bank Credit in the Seventh Feder- dit,&quot; Federal Reserve Bank of Kansas City, a! Reserve District,

Risk Elements in Consumer Instalment Financing,

Sales Finance Companies and Their Credit Practices,

Statistical Measures of Cor-Mintz, Ilse, Deterioration in the Quality of Foreign porate Bond Financing since 1900, Princeton Bonds Issued in the United States 1920-1930,

The 'New Banking' and the Quality of Credit,&quot;

The Behavior of ResidentialKisselgoff, Avram, Factors Affecting the Demand Mortgage Yields Since 1951,&quot; in Guttentag,

The Debt-Deflation Theory of Great Depressions,&quot;

The Development of a Numerical Scoring System for Evaluating Mortgage Loan Delinquency Risk,&quot;

The Growing Burden of Household Indebtedness,&quot; The Conference Board Record,

The Postwar Quality of State and Local Debt,

The Quality of Bank Loans: A Study of Bank Examination Records, Occasional Paper 82,

The Quality of Consumer Instalment Credit,

The Quality of Credit in ence with Mortgage Foreclosures and Property Booms and Depressions,&quot;

The Quality of Real Estate Credit,&quot;

The Quality of Trade Credit,

The Quantitative Analysis of

The Role of the Consumer —and of Consumer Debt —inour Economy.&quot; Talk presented to Workshops and Other Groups Composed Primarily of Teachers and Administrators in Illinois, Spring

The Structure of the Market for Multifamily and Nonresidential Mortgages,&quot; presented at a Joint Meeting of the American Real Estate & Urban Economica Association and the American Financial Association,

The Structure of the Mortgage Market for Income-Property Mortgage Loans,&quot;

Trade Credit Management: Selection of Accounts Receivable Using a Statistical Model,&quot; Ph.D. dissertation,

Urban Mortgage Lending: Comparative Markets and Experience,

Workshop of the American Bankers Association,

Measures of Credit Risk and Experience

Measures of Credit Risk and Experience

Abstract

Similar works

Full text

Available Versions

Research Papers in Economics