The author finds that the bank production process was significantly distorted during a period typically associated with heavy industry regulation. As deregulation occurred, banks fully exploited the cost advantages associated with size and reaped significant gains from technological change. Efficiency significantly improved with deregulation.Banks and banking - Costs ; Bank supervision

Douglas D. Evanoff

English

Research Papers in Economics

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Assessing the impact of regulation on bank cost efficiency

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Assessing the impact of regulation on bank cost efficiency

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