The Jurisprudential Adaptation of Organized Paper A Descriptive Analytical Study at First Community Bank of Kenya التكييف الفقهي للتورق المنظم دراسة وصفية تحليلية في بنك المجتمع الأول بكينيا

Abstract

The study aimed to know the steps for selling organized tawarruq and its contemporary application in the First Community Bank in Kenya because tawarruq is one of the basic pillars of financing in Islamic banks at the present time, and tawarruq is the most widely used formula in Islamic banks with contemporary applications that were not common in the previous time, and the study addressed the dispute.  What took place among contemporary jurists and researchers about organized tawarruq in terms of legality and prohibition, because the Kenyan Islamic community needs to clarify the truth of this transaction, study it in a jurisprudential study, and explain the legal ruling so that the community is informed of the new applications regarding tawarruq in Islamic banks in Kenya and other Islamic banks regarding transactions.  Finance, so the research aimed to clarify the contemporary sale of desire in the bank with jurisprudential adaptation, mention the discussions and objections contained in the reasoning, explain the aspects of reasoning, and choose the most correct opinion.  Finally, the research concluded with a set of results, the most important of which is: The application of the contemporary Tawarruq sale still requires more scientific discussions and jurisprudential studies, whether in individual research or jurisprudential academies, so that the picture of the transaction is clear, because the new applications require in-depth study so that the transaction is free from impurities of suspicion.  Which obstructs the transaction, and the Sharia bodies, monitoring committees and administrators must take their role in correcting and directing financial transactions. Keywords- Jurisprudential Adaptation of Organized Paper A Descriptive Analytical Study at First Community Bank of Kenya المقدم