Analysis of commercial banks' strategies and methods to liquidity risk —— Taking the case of a "bank run" on the BANK OF EAST ASIA

Abstract

流动性风险因其不确定性及破坏力大的特点,一直以来都是商业银行面临的重要风险之一,加强流动性管理也是商业银行经营者所必须面对的重要课题。近年来,对流动性管理的目的、理论和监管等问题,许多人士都进行过深入的探讨。但是,关于商业银行如何应对突发流动性危机事件的实例分析方面的研究则相对较少。 笔者先后供职于国有大型商业银行和外资银行,对流动性风险的认知逐步加深,特别是在亲身经历了2008年由于香港母行遭遇“挤兑”事件而对内地分支机构经营所造成的冲击之后,对这一被业界称为“商业银行最致命的风险”有了进一步真切的体会。 本文通过对东亚银行因受到谣言攻击而遭挤兑事件的整个过程的回顾,揭示了突发流动性危机...Featured with uncertainties and great destruction, liquidity risk has been one of the most important risks facing commercial banks. Therefore, to strengthen liquidity management has also become a key unavoidable issue for commercial banks. In recent years, a number of professionals have been thoroughly exploring into the field of liquidity management, such as its purposes, theories, regulatory iss...学位:会计硕士院系专业:管理学院会计系_会计硕士(MPACC)学号:X200515702

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