This paper explores the major changes and challenges confronting British credit unions, and highlights some of their implications in relation to notions of capacity-building. The paper’s key themes were presented at a wide range of local, national and international conference presentations including the National Association of Credit Union Workers, Birmingham, 2001; ESRC ‘Capacity building: learning for community economic development’ seminar series, ‘Seminar Three: Capacity-building and community control of local economic assets’, Salford University, 2001; Alternative Economic Spaces, Hull, 2005; and via discussions with local user communities throughout the UK (including through non-academic publishing, including SCCD news and New Start articles)
