Department of Computer Science, University of Bath
Abstract
A two-fold study attempting to perceive the possible innovations possible thanks to the upcoming Payment Services Directive II using a newly extended adaptation of the Technology Acceptance Model with an aspect of Social Intention, the SITAM.The research successfully highlights the legislation's consequential opportunities, and crafts a multi-banking application with price comparison integration with high user intention to install, lending itself to being developed into a full public release in the future. The SITAM meanwhile gives a new approach to planning and developing software to theoretically maximise adoption at every stage of the lifecycle, offering a contemporary method of categorising survey participants into innovation groups in order to treat feedback differently to match the target market
