In this work, we introduce a lightweight communication-efficient multi-key approach suitable for the Federated Averaging rule. By combining secret-key RLWE-based HE, additive secret sharing and PRFs, we reduce approximately by a half the communication cost per party when compared to the usual public-key instantiations, while keeping practical homomorphic aggregation performances. Additionally, for LWE-based instantiations, our approach reduces the communication cost per party from quadratic to linear in terms of the lattice dimension