Důsledky nepřesného finančního plánování poradenských společností pro klienty v ČR

Abstract

Kodýtek, P., Consequences of Inaccurate Financial Planning of Consulting Companies for Clients in the Czech Republic. Brno: Mendel university in Brno, 2022. The bachelor's thesis deals with the possible negative consequences in the process of personal financial planning caused by inaccurately determined pension insurance benefits. The thesis presents a theoretical description of personal financial planning and the pension system in the Czech Republic. The aim of this work is to identify and quantify the differences in the outputs of personal financial plans prepared with precisely determined pensions benefits compared to estimated pensions benefits. The research took the form of a structured interview and processing of results for 2 selected households. The results of the work are discussed, and factors are determined that may affect the importance of determining the exact benefits of pension insurance for the purposes of developing a personal financial plan