Poistné podvody v Českej republike

Abstract

Bachelor thesis deals with topic of insurance frauds in Czech Republic. Literature review is focused on characteristics of insurance market, division of insurance market, classification of insurance, definition of insurance fraud. The thesis itself contains the description of insurance claim report process. Comparison of demonstrated insurance fraud cases in the years 2014 and 2015 by Czech Association of Insurance companies and four selected commercial insurance companies. The thesis discusses insurance fraud cases registered by the Police of Czech Republic and the amount of consequences of insurance fraud for assurers, assured, and offenders. Furthermore, concrete insurance fraud cases revealed from the years 2014 and 2015, and own illustration of organized crime in insurance fraud were introduced. The insurance fraud cases in Czech Republic and United Kingdom were compared. Final part brings personal recommendations which may help reduce insurance fraud committing