The theory of resilience and relational load (TRRL) was used to understand the disparate impact of COVID-19 on married individuals. We hypothesized that women and people of color would experience greater stress, more conflict with their marital partners, and express more anger over time due to the increased financial hardship and additional stressors of work-family life during COVID-19. Married individuals (Nβ=β3601 at T1) completed online surveys at four time points from April to June 2020. We found few sex and racial differences. Across all groups, financial hardship at T1 was positively associated with stress the following month, which predicted conflict and anger expression over time. Moreover, relationship maintenance counteracted the effect of financial hardship on stress, conflict, and anger.</p