赌博高利贷市场缺乏形成市场均衡价格所需要的竞争环境,因此,所有的赌博高利贷交易都是私下交易、个案处理。在这样的条件下,交易时赌徒的边际效用便成了交易的唯一价格基础。价格(利息条件)必须在边际效用递增所形成的“消费者剩余”的边界之内产生。在这个范围内,选取哪一点取决于交易双方的谈判能力。不同的贷款人面对谈判能力不同的赌徒,会达成大不相同的交易结果。Gambling credit market is a small financial market hidden in the gambling industry,which is a high valuable issue in practice and theory but never been seriously studied by economists.This paper studies the gambling credit market in financial view.First,authors define the gambling credit market.Second,the different pricing forms of the gambling credit market are included.Third,we analyze the demands of the gambling credit market and point out that the curve of gamblers marginal utility is increasing.Finally, we conclude the pricing mechanism of gambling credit market based on the consumer's surplus of gamblers.国家自然科学基金《世界赌博爆炸与中国的金融利益——博彩金融管理问题研究》(项目批准号:70473076)的阶段性成果
