Poverty Reduction by Getting Female Farmers Access to Cash and Credit

Abstract

Women represent the majority of agricultural labor in low-income countries, even though they have lower access to productive resources in agriculture. A major problem is the shortfall of independent income, control over finances, and lack of credit. Hence this paper examines whether women’s access to cash and credit can reduce poverty headcount. Moreover, advantageous outcomes such as an increase in yield, improvement in child health, and increase in sustainability may be achieved by allowing women farmers more access to finances. This research entails a comparative analysis between Kenya and Uganda, where I examine poverty headcount in comparison to financial policies, food security, and gender equality. Furthermore, implementing policies that assist with the prosperity of female farmers is predicated on fundamentally understanding current trends and policies that deny women equal access to agricultural resources. Therefore, this paper prioritizes interpreting those caveats from a feminist-focused standpoint; while simultaneously considering the smaller factors that may impact such prosperity outside of gender-based policy. The paper concludes that there is a casual relationship between poverty and female farmer’s access to cash and credit based on strong support from Kenya’s change in wage and salaried female workers

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