Известия Национальной Академии наук Республики Казахстан
Abstract
Inthisarticle, weinvestigated problems of availability of credit resources to subjects in agriculture.
For carrying out researchthere were used economical and statistical methods of the analysis. Crediting of agriculture
constantly increases in Kazakhstan, generally due to the state preferential crediting through NUH JSC “KazAgro”.
Despite various credit product and preferential terms of crediting, a circle of borrowers which can use the credit offer
of holding is limited. For increasing of availability of credit resources, firstly development of agricultural cooperatives
and introduction of the effective mechanism of insurance in agriculture is necessary. These measures will
help to increase the level of solvency of the borrower, to reduce branch risk of agricultural production and the possibility
of giving mortgage providing in the form of the earth or property. Secondly, practically there are no private
creditors and there are no conditions for their effective functioning in Kazakhstan. Thereforethe creation of cooperative
bank in Kazakhstan, that would promote the development of the competitive environment in the credit offer is
offered, and attraction of the capital in financing of agriculture will expand investment opportunities
