Doing any entrepreneurial activity takes place under conditions of risk and uncertainty. Agricultural production is distinguished
by a special risk environment, since it manifests natural and climatic risks that are very dangerous and have the maximum
effect on the final results of operations. At the same time, the economic damage caused by them is not only comparable to
the scale of the financial results of commodity producers, but periodically exceeds them. Households also suffer losses as a
result of the risks that are traditional for any commercial activity (production, marketing, financial): the size of these losses is
large, difficult to estimate, and the consequences are disastrous. Therefore, the complex impact of agricultural risks obliges
commodity producers to put stability and guaranteed result in the first place in the system of their interests
