We clarify some peculiar aspects of the perturbative expansion around a
classical fuzzy-sphere solution in matrix models with a cubic term. While the
effective action in the large-N limit is saturated at the one-loop level, we
find that the ``one-loop dominance'' does not hold for generic observables due
to one-particle reducible diagrams. However, we may exploit the one-loop
dominance for the effective action and obtain various observables to all orders
from one-loop calculation by simply shifting the center of expansion to the
``quantum solution'', which extremizes the effective action. We confirm the
validity of this method by comparison with the direct two-loop calculation and
with Monte Carlo results in the 3d Yang-Mills-Chern-Simons matrix model. From
the all order result we find that the perturbative expansion has a finite
radius of convergence.Comment: 21 pages, 9 figures, (v2) all order analyses added, (v3) some typos
correcte