Central Credit Cooperatives (Puskopdit) BKCU Kalimantan or Credit Union Kalimantan is also known as
the Nusantara Credit Unions Federation because its members (primary credit unions) are spread throughout the country (i.e., West Kalimantan, East Kalimantan, Central Kalimantan, Papua, Java, Sulawesi, East
Nusa Tenggara, Riau Islands, and Moluccas). BKCU kalimantan is a secondary credit union-a member of
central credit cooperatives of Indonesia (CUCO Indonesia or INKOPDIT) which serves as National Credit
Unions Federation. In designing and developing its products and services, BKCU Kalimantan adopts and
implements the philosophy of farmers which characterizes its services. These services include: deposits;
loans; and non-loans. Its management system is a combination between bank, cooperative, and a patterned protection guarantee which relates secondary and primary credit unions. Accordingly, credit unions
have different characteristics from those deposit-loan units, financial services, and other relevant terms.
Consistence of use of the term of credit union indicates its identity in moral economy movement. In accordance to this identity, its existence is well accepted by community at local and national levels and has
positive impacts on improving people’s economy
