Role of Small and MediumEnterprise (SME) especially since monetary crisis year1997
viewed as'rescuer' in maintaining and recovery process of nationaleconomics, good in pushing
economic growth rate andabsorption of labor. SME indicate that during period 2003 - 2006
more than semigrowth of Indonesiaeconomics comefrom middle and small scale effort
contribution, evenfor year 2005 and 2006, havebeen able to contribute valueeconomics of
Indonesia more than 3%. This fact ought to progressively strengthen importantly SME’s role in
economics of Indonesia. Target this writing is to give formalternative financing management
model for SME’sin the portal formof financing management aspect based on information
technologyon-line isapplicable and useful to improve effective,efficacy and efficiency of
execution management financing by Micro Financial Institution (MFI) whichhave exist in
Indonesian. Data gathered167obtained questionnaire of owner SME’s in Jabodetabekand
supporter data like application formapplication offinancing BRI, BCA, BNI and BDKI. Result of
equal to58,1%small scale enterprise with trade area, accessing financingofbusiness 68,3%
constraint faced still centre around difficult problemin fulfilling clauses which there must be, the
constraint relate to payment problem 12,6%. Acceptance to information technology 83,2%
agreeing andcan accept usage of information technology (on-line), for getting information
31.1% and communications 28,7%. Requirement SME’s financing portal on-line 53,3%, portal
micro financing management on-line can be accessedin www.kredit-ukm.org
