We derive the scalar mass matrices in effective supergravity models augmented
by a U(1)F family symmetry. Simple relations between U(1)F charges and
modular weights of the superfields are derived and used to express the matrices
with a minimum number of parameters. The model predicts a branching ratio for
the μ→eγ process close to the present experimental limits.Comment: LaTex file, 11 pages, 1 Figure.Typos corrected and a reference has
been added. Accepted in Phys. Lett.