The masses of quarks and leptons in units of mt are expressed in powers of
σ=mc/mt. The regularities found suggest specific mass matrices.
They reproduce all masses and mixings in striking agreement with observation. A
90 degree relative phase angle between the off-diagonal elements of up and down
quark matrices leads to a maximum magnitude for CP-violation and, for the phase
angle γ of the unitary triangle, to γ≃90o.Comment: 8 pages LaTe