Abstract The main purpose of this paper is to assess the impact of micro credit program under Rural Development Scheme (RDS) Introduction The success of a bank largely depends upon its efficient lending, earning more profitability, productivity, financial solvency, investing and RDS operations. Convectional bank charges fixed rate of interest on their credit and the Islamic Bank supplies commodity which are permissible in Islamic Shariah and local law adding a specific mark-up or shares with any business or projects and take profit and / or bears losses proportionate to the capita