Preparing for Large Natural Catastrophes: The current state and challenges of earthquake insurance in Japan

Global incidents of major natural catastrophes are becoming increasingly common in recent years. Seismological research has shown earthquake-prone Japan to be at particular risk from not only inland earthquakes, but also from repeat incidents of major earthquakes such as the Tokai, Tonankai, and Nankai earthquakes. In such an eventuality, earthquake insurance is expected to play a part in ex-post recovery efforts from the damage caused by these earthquakes, with the Japanese government developing special support programs. The previously low penetration rate of earthquake insurance in Japan, however, meant that it did not play a significant role in recovery efforts following the 1995 Great Hanshin-Awaji Earthquake. Despite recent progress in improving the system and an increasing awareness of the risks from earthquakes, the penetration rate of earthquake insurance in Japan remains at approximately 20%. In this study we discuss the current state and issues of earthquake insurance in Japan.Earthquake Insurance; natural catastrophes; Hanshin-Awaji Earthquake

SO(10) Group Theory for the Unified Model Building

The complete tables of Clebsh-Gordan (CG) coefficients for a wide class of SO(10) SUSY grand unified theories (GUTs) are given. Explicit expression of all states and corresponding multiplets under standard model gauge group G_{321} = SU(3)_C x SU(2)_L x U(1)_Y, necessary for evaluation of the CG coefficients are presented. The SUSY SO(10) GUT model considered here incudes most of the Higgs irreducible representations usually used in the literature: 10, 45, 54, 120, 126 126-bar and 210. Mass matrices of all G_{321} multiplets are found for the most general superpotential. These results are indispensible for the precision calculations of the gauge coupling unification and proton decay, etc.Comment: 62 pages, LaTeX, we comment on results of hep-ph/0402122 and hep-ph/0405074; typos corrected;references updated, small improvements of the tex

Neutralino dark matter in brane world cosmology

The thermal relic density of the neutralino dark matter in the brane world cosmology is studied. Since the expansion law at a high energy regime in the brane world cosmology is modified from the one in the standard cosmology, the resultant relic density can be altered. It has been found that, if the five dimensional Planck mass $M_5$ is lower than $10^4$ TeV, the brane world cosmological effect is significant at the decoupling time and the resultant relic density is enhanced. We calculate the neutralino relic density in the Constrained Minimal Supersymmetric Standard Model (CMSSM) and show that the allowed region is dramatically modified from the one in the standard cosmology and eventually disappears as $M_5$ is decreasing. We also find a new lower bound on $M_5 \gtrsim 600$ TeV based on the neutralino dark matter hypothesis, namely the lower bound in order for the allowed region of the neutralino dark matter to exist.Comment: 12 pages, 8 figure

Light wino dark matter in brane world cosmology

The thermal relic density of the wino-like neutralino dark matter in the brane world cosmology is studied. The expansion law at a high energy regime in the brane world cosmology is modified from the one in the standard cosmology, and the resultant relic density can be enhanced if the five dimensional Planck mass $M_5$ is low enough. We calculate the wino-like neutralino relic density in the anomaly mediated supersymmetry breaking scenario and show that the allowed region is dramatically modified from the one in the standard cosmology and the wino-like neutralino with mass of order 100 GeV can be a good candidate for the dark matter. Since the allowed region disappears eventually as $M_5$ is decreasing, we can find a lower bound on $M_5 \gtrsim 100$ TeV according to the neutralino dark matter hypothesis, namely the lower bound in order for the allowed region of the neutralino dark matter to exist.Comment: 16 pages, 9 figures, final versio