The system of house financing represents a part of the system for house building and acquisition. It is made up of a net of intermediaries which offer, on one side, the financial instruments needed for savings and inputs mobilization, while on the other side they offer credits (outputs) for buying houses and for works intended to achieve the modernization of the house. It is conceived and used in close connection with national , regional and local politics and programs.house financing, reabilitation, methods, institutions.

Cornelia PARLOG

Gina Cristina BANICA

Research Papers in Economics

English

European Commission for Europe (ECE) - Legislative and Institutional Framework for Urban Renewal,

European Commission for Europe (ECE)- Housing Finance. Key, Concepts and Terms,

Housing Finance in South

Legea nr 190, Legea creditului ipotecar,

Legea nr 211/2003 pentru aprobarea Ordonanţei Guvernului nr 174/2002 privind instituirea măsurilor speciale pentru reabilitarea termică a unor clădiri de locuit multietajate, Monitorul Oficial al României,

Legea nr 541/2002 privind economisirea şi creditarea în sistem colectiv pentru domeniul locativ, Monitorul Oficial al României,

pentru stabilirea programului cadru de reabilitare urbană complexă a marilor ansambluri de locuinţe, Bucureşti,

THE SYSTEM OF HOUSE FINANCING IN ROMANIA