Refining the wheelchair prescription process.

Wheelchair prescription is a highly involved process that is unique to each individual. There are many aspects to consider when making a prescription, ranging from environmental needs to the physical needs of the patient. This report, prepared for the Royal Hospital for Neuro-disability, takes an in depth look at the current prescription process. We examine ways in which the RHNd can make the prescription process more standardised and efficient, and explore how an expert system could be beneficial

Pricing a waiver of premium upon disability

Development of approaches to price a waiver of premium upon disability rider based on provision terms set forth by John Hancock Insurance and available data. Approaches involved random variables; age at disablement, duration of disability, and age at death. A rider premium was calculated such that the random loss (a function of those random variables) had an expected value of zero. Through data collection and SAS programming, an expense-loaded rider premium was calculated as a percentage of base premium