Crosscurrents in 1986 bank performance

Bank profits ; Banks and banking - Ratio analysis ; Federal Reserve District, 7th

A different digital divide: A mixed-method exploration of teacher and student use of hyperlinked multimedia in teaching and learning.

The survey consisted of 48 items clustered around the six themes. Teachers were recruited from two southwestern urban districts. Ten teachers and their classes completed the surveys. The class average for each student group was matched to the teacher score on the survey with matched items. The teachers were able to recruit 128 students.The results of the phenomenological reduction and the quantitative measures indicate that there are differences. The perceptions of the experts suggested that students need teacher guidance to utilize hyperlinks effectively. The paired samples t test indicated that, though there are differences, the only significant difference for this investigation is in the constructed experience thematic area. The results of the paired sample t test yielded a significance of .021 for the constructed experience sub-scale.What are the differences, if any, in the way teachers utilize the hyperlink to teach and students utilize the hyperlink to learn? This was the focus of the mixed method study of student and teacher use of the Internet. This preliminary study utilized the sequential---exploratory mixed method that included phenomenological reduction for the qualitative portion and surveys of teachers and students for the quantitative portion. This study begins the exploration of the educational use of the innovation associated with multimedia hyperlinks.The results indicate that the mindset and approach of teachers is central to their approach and utilization of the innovation. Teachers are needed to provide the guidance to students as they develop their own mindsets for the use of the Internet. It is recommended that teachers investigate their beliefs and behaviors as well as those of their students in an action research role. The data derived from the action research could aid in the decision making of teachers in relation to the guidance needed by students.The phenomenological reduction of interview data from four experts yielded six thematic areas of concentration. The six themes included autonomy, constructed experience, personal experience, implementation issues, mindset and social issues. These six areas became the areas of focus for the online survey of teachers and students.Another recommendation is that this initial study be reassessed and revised to improve the quality and confidence in the results. Revisions might include rewriting survey items to increase reliability. Changing procedures to increase sample size is also recommended. The results serve to illuminate the differences that exist between students and teachers in the use of the hyperlink in teaching and learning

Early Identification of Potential Dropouts in the Saydel Consolidated School System

34 leavesThe problem: Because of the high percentage of dropouts in the Saydel Consolidated School District this study was undertaken to determine what factors were involved in the decision of the dropout. The study involved individuals who had terminated their education during the past three school years 1969-70, 1970-71, and 1971-72. Procedure: To identify the similar characteristics shared by the individuals who had been high school dropouts during the years 1969-70, 1970-71, and 1971-72. To determine (by using information obtained from the cumulative record) if the similarities of each individual were consistent enough that it might have been possible to predict that these individuals were potential dropouts. Findings and conclusions: The decision of each individual to drop-out of school is related to a multiplicity of factors. The following factors appear to be the most useful predictors in identifying the potential dropout. (1)The attendance record of the individual from the elementary to the secondary level, (2)The age of the student as he enters the high school years, (3)The academic performance of the individual, (4)The occupational and educational levels of the parents, and (5)The grade level of the student at the termination of his schooling. Recommendations: The following should be done: (1)The cumulative record must contain more "personal" information about each individual. (2)The guidance department should serve as a mediator between school personnel, parents and the potential dropout. (3)Guidance personnel should work closely with elementary teachers in identifying potential dropouts. (4)Changes in curriculum to offer more relevent courses

Regional Workshop on Co-management in Small-Scale Fisheries: Lessons Learned and Best Practices 12-13 December 2012, Bangkok, Thailand

An FAO project, the Regional Fisheries Livelihoods Programme, which is funded by Spain, has worked with the Timorese authorities and coastal communities to build local capacity and put in place effective methods to gather a variety of important fisheries data. This is used to help make important decisions relating to the management of the nation's fisheries sector. These actions, which are detailed in this publication, have been carried out at relatively little expense and in a participatory manner that has engaged communities while at the same time providing practical skills to all involved

Sexual function, delivery mode history, pelvic floor muscle exercises and incontinence : a cross-sectional study six years postpartum

Background: There is controversy over the effect of mode of delivery, pelvic floor muscle exercises (PFME), incontinence and sexual function. Aim: To investigate the relationship of sexual function with delivery mode history, PFMEs and incontinence. Methods: This was a cross-sectional postal survey of women, six years post-partum, who had given birth in maternity units in Aberdeen, Birmingham and Dunedin and had answered a previous questionnaire. Each sexual function question was analysed separately by ANOVA. Results: At six years post-index delivery, 4214 women responded, of whom 2765 (65%) answered the optional ten sexual function questions. Although there was little association between delivery mode history and most sexual function questions, women who had delivered exclusively by caesarean section scored significantly better on the questions relating to their perception of vaginal tone for their own (P-value < 0.0001) and partner's (P-value 0.002) sexual satisfaction, especially when compared with women who had had vaginal and instrumental deliveries. Women who reported that they were currently performing PFME scored significantly better on seven questions. Women with urinary or faecal incontinence scored significantly poorer on all sexual function questions. Conclusions: Mode of delivery history appeared to have minimal effect on sexual function. Current PFME performance was positively associated with most aspects of sexual function, however, all aspects were negatively associated with urinary and faecal incontinence.The original study was supported by Wellbeing and the Health Research Council of New Zealand and the follow-up study by the Health Services Research Unit, which is core funded by a grant from the Chief Scientist Office of the Scottish Executive Health Department

Reading the rangeland: a guide to the arid shrublands of Western Australia

Managing the rangelands is complex. Soils and vegetation can vary considerably over short distances in distinct or subtle ways. Separating climatic from management influences on the condition of the land has always been difficult. Whether we live on a sheep station, in a country town, in an Aboriginal community, a mining camp, or even if we only visit the Australian outback, it is vital that we understand and appreciate the unique character and management requirements of the rangelands. Learning to ‘read the rangeland’ has been a slow process, involving the knowledge and skills of pastoralists, Aboriginal people and scientists. This book, \u27Reading the rangeland\u27, has been prepared by an experienced team involving technical experts in rangeland management and publication. It was also ‘road tested’ by a diverse group of leading pastoralists and others with love for and interest in the country