Analisis Faktor-faktor Yang Mempengaruhi Outstanding Kredit Umum Pedesaaan (Kupedes) PT Bank Rakyat Indonesia (Persero), Tbk

Most businesses in Indonesia are Micro, Small, and Medium Enterprises (MSME). MSMEhave a significant role on the economy. In banking sector, the credit financing in MSMEgives many benefits. This evidence pushes the demand of micro banking market. Fromthe moment it's established, BRI who has a business focus in MSME through creditfinancing program which is Kupedes, should know the important factor that have to bemaintain to keep the growth of its credit finance. This research uses a multiple linearregression analysis to determine the influence of independent variables on dependentvariable. Independent variables in this research represented by Kupedes interest rate,Gross Domestic Product (GDP), number of BRI Units, and Kredit Usaha Rakyat (KUR)Program, while the dependent variable is reflected by outstanding Kupedes. The results ofthis study indicates that Kupedes interest rate, Gross Domestic Product (GDP), number ofBRI Units, and KUR program have significant influence on outstanding Kupedessimultaneously. In addition, Kupedes interest rate, GDP, and number of BRI Units alsohave significant influence on outstanding Kupedes partially, while KUR program has nosignificant influence on outstanding Kupedes partially

Analisis Pengaruh Hari Perdagangan dan Nilai Tukar terhadap Indeks Harga Saham Gabungan (IHSG) di Bursa Efek Indonesia Tahun 2009

Before making investment decisions, investors need to analyze the pattern of trading days which change daily because of investors' behavior in stock trading activity that affects the pattern of daily stock price movements. Changes in macro variables like exchange rates for instance, also can affect share price. To determine the influence of independent variables (day of the week effect and exchange rate) on the dependent variable (Jakarta Composite Index (JCI)), a research is conducted using multiple linear regression analysis. The initial test uses a test of normality and is resumed by testing multiple linear regression analysis and classical assumption. The hypothesis test uses t-statistics and F-statistics with a significance level of 5%. A descriptive statistics implies that there is an effect of trading days on stock prices. However, using backward stepwise linier regression model and multivariate analysis, the result indicates that there is no effect of trading days on stock prices. Using multivariate data analysis, it is found that stock prices is influenced by exchange rate

Regional Investment Attractiveness: Rating to 134 Regencies/Cities in Indonesia & Problems on Business Environment

Committed to bring regional autonomy policy to a more meaningful existence, KPPOD (Regional Autonomy Watch) again comes up with result of another rating. This time, statistical aspects and dynamic aspects were combined to better rate autonomous regions and capture their real dynamics. Our focuses remain two: policy variables and endowment variables. Policy variables are grouped into two factors, namely institutional factor and sociopolitical factor; endowment variables into three: regional economy, labor and productivity, and physical infrastructure. For the whole, 42 indicators were employed here, each with its value different from others from the perception of business community. The research includes 134 regions, consisting of 97 regencies and 37 cities spread in 26 provinces in Indonesia. Data used in the analysis of indicators were primary and secondary, qualitative and quantitative. Valuation of variables and processing of data were done using AHP (The Analytic Hierarchy Process) method

Daya Tarik Investasi Kabupaten/Kota di Indonesia: Peringkat 134 Kabupaten/Kota di Indonesia & Gambaran Permasalahan Dunia Usaha

Selain perwujudan demokratisasi, dan pelembagaan hubungan pemerintahan pusat – daerah dan antar daerah, kesejahteraan rakyat menjadi salah satu dari tiga tujuan utama otonomi daerah; hal ini berarti bahwa dari segi ekonomi, keberhasilan otonomi daerah diukur dari sejauhmana warga daerah mendapat akses ekonomi yang lebih dari masa sebelumnya. Berbagai tolok ukur bisa digunakan dalam hal akses ekonomi itu, namun ukuran yang sangat jelas adalah keterserapan tenaga kerja secara langsung serta multiplier effect yang muncul dari adanya investasi