A Solution to the Problem of “Credit Discrimination against SME”: From Cross Organization Information Sharing of G2B E-government

To solve the problem of Credit Discrimination against SME , firstly the relevant literature concerning the approaches to the problem is reviewed and deficiencies are pointed out. Then the role of government and the mode of credit information sharing in foreign countries are analyzed, which can be valued as the practice basis of E-government services design. Finally, on the basis of policies and regulations and actual situation in China and theoretical analysis, the paper constructed the value of cross-organizational information sharing service value network and services model, and designed E-government service system in SME lending decisions and supervision, as a new perspective to solve the problem of the discrimination. This study provides a reference for developing countries that have a similar problem of Credit Discrimination against SME and same conditions of credit information

Determining coupling dynamic stiffness of structural connection by tested FRFs

Identifying coupling dynamic stiffness of structural connection is often needed in substructural dynamic analysis. To overcome the faultiness of conventional approaches existed, five indirect schemes of inverse substructuring analysis by using tested frequency response functions (FRFs) are provided. And the first indirect scheme is verified by three mass-rubber models constructed as two-level substructures with mono-coupling, bi-coupling and tri-coupling connection. Compared to existing direct scheme of inverse substructuring analysis, it shows better performance with acceptable precision of determining the stiffness