ТЕОРИЯ ФИНАНСОВЫХ ИННОВАЦИЙ. КРИТИЧЕСКИЙ ОБЗОР ОСНОВНЫХ ПОДХОДОВ

In times of crises, attempts are often made to blame all the troubles on financial innovations and reconsider their role in the progress. At the same time scientific publications also discuss positive aspects of financial innovations. The paper makes a critical analysis of the impact of financial innovation options on the financial system balance with account for expectations and behavior of market players. The research compares different views on the role and place of innovations in finance, their contribution to the stabilization or undermining of the economy. At the World Economic Forum, it was agreed that none of numerous definitions are able to fully cover the complexity of innovations in the sphere of financial services where a new product can combine a variety of functions, including circulation, organization form, marketing, customer context, and develop the supporting infrastructure. However, the definition was necessary. On its basis a number of clarifications and constructions were made: the transition to various theoretical schemes was performed; the adaptability of markets and countries to the risks associated with financial innovations was assessed; preparations for restructuring of the organizational structures, management mechanisms, technological processes were made to minimize undesirable effects and improve the positive impact of innovations.Как правило, в ходе кризисов наблюдаются попытки обвинить во всех бедах финансовые инновации и в связи с этим пересмотреть их роль в прогрессе. В то же время в различных научных исследованиях рассматриваются положительные стороны финансовых инноваций. В статье предлагается критический разбор вариантов воздействия финансовых инноваций на равновесие финансовой системы с учетом ожидания и поведения рыночных игроков. Исследование проводилось преимущественно на базе сравнений различных подходов по вопросам роли и места инноваций в финансах, участию их в стабилизации и расшатывании хозяйства. На Мировом экономическом форуме было признано, что ни одно из многочисленных определений не в состоянии полностью охватить всю сложность инноваций в сфере финансовых услуг, где один новый продукт может объединять разнообразные функции: обращение, организационную форму, маркетинг, клиентский контекст, а также развивать вспомогательную инфраструктуру. Однако определение необходимо. С его помощью проведен целый ряд уточнений и построений: совершен переход к различным теоретическим конструкциям; дана оценка уровням адаптивности рынков и государств к рискам, связанным с финансовыми новшествами; подготовлена перестройка организационных структур, механизмов управления, технологических процессов в направлении оптимизации нежелательных последствий и усиления позитивных воздействий инноваций

Pilot study on the evaluation of the effectiveness of psychocorrection methods that include EEG-training and VR headset in athletes involved in extreme kinds of sports

Objective: to evaluate the effectiveness of psychocorrection based on the methods of self­regulation in athletes.Materials and methods: the effectiveness was evaluated on 104 male athletes who had an optimal level of psychoemotional state of the body during a background examination by electroencephalography (EEG). The subjects were randomly assigned to three groups of psychocorrection: control, EEGtraining, and VR­therapy. Mathematical and statistical processing was carried out in Statistica 7.Results: the average values of the wave intensity index (WII) after psychological correction using the following methods: EEG­training and VRtherapy showed positive EEG dynamics in athletes of the second group (EEG­training) 65,6 % (21) and the third group (Vr­therapy) 73,8 % (31) of the subjects, respectively. Whereas in the control group, self­healing was recorded in 9 (30 %) athletes without psychocorrection procedures.Conclusion: the quantitative criterion of WII is a universal informative indicator of the functional activity of the brain for evaluating the effectiveness of psychocorrection aimed at optimizing the psychoemotional state. Psychocorrection of athletes using EEG­training and VR­therapy provides efficiency in 73.8 and 65.6 % of cases, which significantly softens pre­start tension as a result of reducing anxiety and restoring the psychoemotional state of the body to an optimal level by involving the psychological reserve

THE THEORY OF FINANCIAL INNOVATIONS. A CRITICAL REVIEW OF PRINCIPAL APPROACHES

In times of crises, attempts are often made to blame all the troubles on financial innovations and reconsider their role in the progress. At the same time scientific publications also discuss positive aspects of financial innovations. The paper makes a critical analysis of the impact of financial innovation options on the financial system balance with account for expectations and behavior of market players. The research compares different views on the role and place of innovations in finance, their contribution to the stabilization or undermining of the economy. At the World Economic Forum, it was agreed that none of numerous definitions are able to fully cover the complexity of innovations in the sphere of financial services where a new product can combine a variety of functions, including circulation, organization form, marketing, customer context, and develop the supporting infrastructure. However, the definition was necessary. On its basis a number of clarifications and constructions were made: the transition to various theoretical schemes was performed; the adaptability of markets and countries to the risks associated with financial innovations was assessed; preparations for restructuring of the organizational structures, management mechanisms, technological processes were made to minimize undesirable effects and improve the positive impact of innovations

Metabolic treatment of immunological disorders in juniors

It is common knowledge that from the cellular level upwards all vital functions of the body represent a continuous chain of adaptive reactions based on the use of energy. The leading element in non-specific mechanisms of adaptation is stress reaction [1]. In the early stages of stress development, the electrical activity of limbic-reticular structures of the brain changes first, followed by the activation of somatovegetative reactions [2]