Foreign exchange operation: a study on Bank Asia Lmited

Financial institution plays significant role in development of the business activities. Specially bank has significant contribution foreign exchange activities in any country. Foreign exchange operation looking at the export and import perspective of the banks. The aim of the paper is to review and evaluate the foreign exchange operation of Bank Asia Limited, Bangladesh. More specially, looking at the bank ‘s overview, profile, documentations for the foreign exchange operation, and its performance evaluation. The information related to the foreign exchange operation has been collected from the banks directly as well financial statement of the bank during 2014. The study has reviewed and discussed general overview and banks profile, import and export operation, proper documentations as well performance evaluation of the Bank Asia limited. Based on the evaluation it is seen that Bank Asia Limited is doing well in performing foreign exchange activities. Their role in facilitating forex activities to the customer is uncountable. Specially, documentation preparation time is no longer even less than 7 days. However, the length of the forex transection is higher since the filling documentation time is lower. Finally, this report will beneficial for the banks as well the student who are analysis on the same topic

Influencing Factors of Profitability on the Banking Industry : A case study of GCC countries.

The purpose of this study is to examine, evaluation and to see the impact of factors on profitability on banking industry and major differences of the performance in case of profitability of the banking industry (Islamic bank and the conventional bank) between bank-specific and macro-economic characteristics by using data of top twenty six Islamic banks and forty six conventional banks of GCC countries of 2014. In This study, I use Least Square (OLS) method to investigate the impact of assets, loans, equity, deposits, economic growth, inflation and market capitalization on major profitability indicators i.e., return on asset (ROA), and return on equity (ROE). Required data is collected from bank scope database. The empirical results have found strong evidence that only internal factors have strong influence on the profitability on banking sector whereas external factors have no influence on the profitability. In spite of time constrain, I tried at my best level to find out current situation of the profitability of the top selected Islamic and conventional banks of the six countries of the GCC that will helps the readers definitely

The Influence Of E-Banking Service Quality on Customer Loyalty: A Moderated Mediation Approach

Banks as a financial intermediary agent have a significant role in the development of the economy. The aim of the study is to examine the impact of EBSQ dimensions on the customer loyalty along with the mediation role of customer trust. The study has used primary method of data collection. A structural questionnaire has developed for 220 respondents from 5 commercial banks incorporated in Malaysia. To estimate data, SPSS software has been used. The findings imply that reliability, website design, customer service and support show statistically significant while privacy and security show negative impact on customer loyalty. While mediation role customer trust has significant impact on explaining relationship between EBSQ dimensions and customer loyalty. The study suggests a number of policy recommendations for the stakeholders

The Impact of Mergers and Acquisitions on Operational Performance of Islamic Banking sector

Merger and acquisition (hereafter M&A) is the business expansion strategy. Islamic bank is the niche banking sector compared to its peers while it is categorized as too small to succeed. The paper aims to analyze the impact of M&A on the operational performance of the Islamic banking sector. This study employs empirical research methods, namely cross-sectional pooled regression and panel data regression to analyse a set of samples consisting of 10 Islamic banks involved in M&A from 6 countries, drawn from the International Monetary Fund (IMF), World bank, FicthConnect and Bloomberg over the years of 2009Q1 to 2018Q4. The operational performance is estimated using accounting-based measures while the Herfindahl-Hirschman Index (HHI) and the concentration ratio (CR) are applied to signify market structure. Total assets, total deposits and operating income variables are used to represent bank size. The findings indicate that bank size shows negative impact on operational performance. While the segregated level of bank size which is larger banks and concentrated market structure have a greater impact on the operational performance of Islamic banks in the post-M&A period. The paper concludes by discussing policy implications for policy-makers and academicians for having the strategic decision on the M&A deal and further research

Influencing Factors of Profitability on the Banking Industry : A case study of GCC countries.

The purpose of this study is to examine, evaluation and to see the impact of factors on profitability on banking industry and major differences of the performance in case of profitability of the banking industry (Islamic bank and the conventional bank) between bank-specific and macro-economic characteristics by using data of top twenty six Islamic banks and forty six conventional banks of GCC countries of 2014. In This study, I use Least Square (OLS) method to investigate the impact of assets, loans, equity, deposits, economic growth, inflation and market capitalization on major profitability indicators i.e., return on asset (ROA), and return on equity (ROE). Required data is collected from bank scope database. The empirical results have found strong evidence that only internal factors have strong influence on the profitability on banking sector whereas external factors have no influence on the profitability. In spite of time constrain, I tried at my best level to find out current situation of the profitability of the top selected Islamic and conventional banks of the six countries of the GCC that will helps the readers definitely

The Relationship of Government Revenue and Government Expenditure: A case study of Malaysia

Malaysia is a developing Islamic state that faced budget deficit since 1998. But it is not accepted by all and hopes that state should be in a position of either balance budget or surplus budget. The optimum level of Government budget is the state where government expenditure is totally offset by source of government revenue and that can be achieved through increasing tax revenue or decreasing expenditure. The aim of this study to find out the theoretical relationship between the revenue and the expenditure in Malaysia using the four hypotheses from literature study. The study finds out that although majority of the government revenue is from direct tax, the government spending only varies due to change in indirect tax revenue and non-tax revenue. Basically the study is analytical in nature and based on data collected from published sources focusing on the impact of the revenue and the expenditure on the continuous development of the Malaysia. Finally, we try to suggest to the authority to follow the proper rules and guidelines at the time policy making whereby they will be able to coup up with the optimum revenue and relevant expenditure in the state

The Relationship of Government Revenue and Government Expenditure: A case study of Malaysia

Malaysia is a developing Islamic state that faced budget deficit since 1998. But it is not accepted by all and hopes that state should be in a position of either balance budget or surplus budget. The optimum level of Government budget is the state where government expenditure is totally offset by source of government revenue and that can be achieved through increasing tax revenue or decreasing expenditure. The aim of this study to find out the theoretical relationship between the revenue and the expenditure in Malaysia using the four hypotheses from literature study. The study finds out that although majority of the government revenue is from direct tax, the government spending only varies due to change in indirect tax revenue and non-tax revenue. Basically the study is analytical in nature and based on data collected from published sources focusing on the impact of the revenue and the expenditure on the continuous development of the Malaysia. Finally, we try to suggest to the authority to follow the proper rules and guidelines at the time policy making whereby they will be able to coup up with the optimum revenue and relevant expenditure in the state

A Comparative Analysis between Unilever and Johnson & Johnsons

The study conducts a financial analysis of Unilever and Johnsons and Johnson (J&J) for the latest three financial years 2018 to 2020. Throughout the study, a number of ratios are measured, reviewed and discussed. For example, profitability ratios, liquidity ratios, the efficiency ratio, leverage ratio, and investors ratio. Furthermore, the study also discusses the common size analysis, the geographical segmental analysis and Dupont analysis. The findings state that Johnson & Johnson outperform compared to Unilever. Therefore, the financial analyst of the Unilever should focus on ratios that show lower performance compared to J&J. Future research can be conducted with more samples

Will financial distress lead to banks Merger and Acquisition in Bangladesh?

The paper discusses banks merger and acquisitions (M&A), an important and latest issue for developing economies like Bangladesh. The study is theoretical and analytical in nature. The extensive review of existing literature shows that bank M&A has been growing rapidly on the backdrop of financial deregulation and market competition across the world. However, the positive results of M&A on banking performance are still not well documented. Against the backdrop of current macroeconomic condition and political instability, we tend to argue that increasing non-performing loans, higher interest rate spread, and poor corporate governance could lead to bank massive failures and ultimately increase M&A in banking industry of Bangladesh. A number of policy measures have been recommended