Impact of Liquidity on Profitability of Bank: A Case of Commercial Bank of Ethiopia

The major aim of this study was to empirical investigate as how liquidity management affects profitability in commercial banks and how commercial banks can enhance their liquidity and profitability positions. The study used yearly time series data on current ratio, loan to deposit ratio and operating efficiency over the period 1986-2017. Autoregressive disturbed lag model (ARDL) is used to investigate the short-run and long-run effect of liquidity on profitability. Current ratio and loan to deposit ratio of the bank were used to measure liquidity while return on assets (ROA) which is dependent variable is used to measure profitability. The estimated result shows that the immediate impact of changes in the dummy variable of structural break negatively affect return on asset in the short-run. In addition, loan to deposit ratio negatively affects return on asset in the long-run. While current ratio significantly and positively affects return on asset in the long-run, it does not have an impact on return on asset or profitability (ROA) in the long-run. The study suggests that Commercial Bank of Ethiopia should evaluate and redesign its liquidity management strategy and it should be also proactive than reactive so that it will enhance its profitability overtime. Keywords: Liquidity, Profitability, Commercial Bank of Ethiopia, autoregressive disturbed large model DOI: 10.7176/RJFA/10-1-0

Human immunodeficiency virus (HIV) infection in tuberculosis patients in Addis Ababa

BACKGROUND: In a country with a rapidly spreading HIV epidemic information regarding HIV and TB Co-infection are lacking. OBJECTIVES: To determine the prevalence of HIV infection in a representative sample of sputum-positive tuberculosis patients. METHODS: A cross-sectional survey whereby blood sample was collected from 236 consecutively coming smear positive pulmonary tuberculosis patients for HIV testing. This study, which involved all the health centres in Addis Ababa, was carried out during August 1, 1998 to the end of December 1998. RESULTS: Of the 236 blood samples collected, 107(45.3%) were HIV positive. Among the HIV positives, 66 (61.7%) were male and 41(38.3%) females. The HIV-TB co-infection was highest in the age group 20-49 and the largest number of TB co-infection (75% of all such co-infection) was found in the 20-39 age group. There was no significant difference between the HIV positive and negative TB patients concerning to other socio-demographic factors or presenting symptoms. CONCLUSION: The prevalence of co-infection appeared to have increased compared to previous studies, 6.6%, 20 & 25% and 44.4% in 1990, 1995, and 1996, respectively. This trend may have a serious impact on the control of tuberculosis. Co-ordinating strategies of the TB and HIV control programs is recommended. (Ethiopian Journal of Health Development, 2000, 14(3): 277-282

Evaluation of five commercial assays for detecting HIV 1 & 2 antibodies, Addis Ababa

Abstract: The major operational characteristics of five commercially available assays for the detection of antibodies to Human Immunodeficiency Virus (HIV1 & 2) were evaluated. Four Enzyme Linked Immuno-sorbent assays (ELISAs) and one simple immuno-dot assay with visual reading, were assessed using a panel of 265 sera (18.8% hospital suspected patients, 18.8% commercial sex-workers (CSW), 31.5% blood donor sample (BDS), and 30.9% of them were scholarship winners (SSW)). Sensitivity, specificity, positive predictive value, test efficiency, delta (δ) values (for the four ELISAs) were determined. All the assays had higher sensitivities (98.7100%), specificities (97.2-99.1%), and test efficiencies (98.1-99.6%). Higher positive and negative delta (δ+,δ -) values, +1.17 and –0.99, were observed for ICE*HIV 1-0-2 and Vironostika Uniform II PLUS O, respectively. HIV-SPOT HIV 1 & 2 showed highest value of ease of performance and suitability for small blood bank collection centers. Results of this study showed that the test efficiency, sensitivity, and specificity of the test kits were excellent as compared to the reference test. Further studies on cost-effectiveness and evaluation of newly arrived test kits before use at different levels are recommended. [Ethiop. J. Health Dev. 1999;13(3):175-180

ASTRO Journals' Data Sharing Policy and Recommended Best Practices.

Transparency, openness, and reproducibility are important characteristics in scientific publishing. Although many researchers embrace these characteristics, data sharing has yet to become common practice. Nevertheless, data sharing is becoming an increasingly important topic among societies, publishers, researchers, patient advocates, and funders, especially as it pertains to data from clinical trials. In response, ASTRO developed a data policy and guide to best practices for authors submitting to its journals. ASTRO's data sharing policy is that authors should indicate, in data availability statements, if the data are being shared and if so, how the data may be accessed

Gender Differentials and Adoption of Drought Tolerant Maize Varieties among Farmers in Northern Nigeria

This study examined gender differences in farmer’s adoption of drought tolerant maize (DTM) varieties in Northern Nigeria. Specifically, it described the socio-economic characteristics of the farmers by gender; determined their rate of adoption of the DTM varieties; and analysed the factors affecting the rate of adoption of the varieties. The study was conducted in seven: Borno, Bauchi, Kano, Kaduna, Niger, Zamfara, and Kwara states of Nigeria. A multistage sampling procedure was used to select 946 respondents, comprising 626 males and 320 females. Data were collected with the use of a survey questionnaire that contained questions on respondent’s socio- economic characteristics such as age, years of schooling, household size, farm size, access to credit, level of awareness and adoption of DTM varieties and extension contact, among others. Data were analyzed using descriptive statistics and probit regression model. The results for the entire respondents showed average values of 46 years for age, seven years for year of schooling, 11 for household size, 6.93 for farm size and 5.7 ha for land area allocated to maize, with a significant difference (p<0.05) between male and female farmers for each of the variables. The adoption rate of DTM was 56.3% on the average in the entire sample with a significant difference (p<0.05) between male (61.8%) and female farmers (53.5%). The determinants of adoption of DTM varieties for both male and female farmers were access to credit, participation in field days, household size, fertilizer application, source of seeds and level of awareness of the variety, specific to male farmers was land area allocated to maize and number of livestock while source of information about the DTM variety was specific to female famers. It was concluded that policy strategies aimed at improving the uptake of DTM varieties must consider equality in male and female farmers’ access to basic resources, such as credit, land, labour, and participation in different meetings. Keywords: Gender, Drought tolerant, Maize varieties, Adoption, Nigeria.

Entry points for enabling gender equality in agricultural and environmental innovation

Men and women on average report growing power and freedom to shape their lives as well as declining poverty in their villages across the 137 GENNOVATE village-level case studies. Wider forces in the macro environments as well as improvements in rural livelihoods due to agricultural innovation contribute importantly to these promising trends. Yet, beneath these broad patterns, the GENNOVATE data show strong differences in how men and women – and their communities – experience and benefit from innovation processes. The research communities experiencing more inclusive innovation processes and rapid poverty reduction offer valuable lessons on which agricultural research and development (R&D) can build

Local normative climate shaping agency and agricultural livelihoods in sub-Saharan Africa

We introduce the concept of local normative climate to improve understanding of community- level social processes that shape women’s and men’s sense of agency and capacities for taking important decisions, including in their agricultural livelihoods. The idea of normative climate is informed by feminist literature that addresses concerns for the contextual, fluid, and relational properties of gender norms. We apply normative climate to a qualitative examination of men’s and women’s assessments of decade-long changes in their decision-making capacity in two village case studies as well as comparatively with 24 village cases from seven sub-Saharan African countries. The case studies reveal how a normative climate is shaped by contextual influences that give rise to social processes where, for instance, changes in decision-making and agricultural opportunities may be perceived as empowering by only men in one village, and only by women in the other village. Comparative findings highlight how perceptions of agency are rooted in fluid normative expectations that evolve differently for women and men as they move through their life cycle and as local institutions and opportunities change

Local normative climate shaping agency and agricultural livelihoods in sub-Saharan Africa

We introduce the concept of local normative climate to improve understanding of community- level social processes that shape women’s and men’s sense of agency and capacities for taking important decisions, including in their agricultural livelihoods. The idea of normative climate is informed by feminist literature that addresses concerns for the contextual, fluid, and relational properties of gender norms. We apply normative climate to a qualitative examination of men’s and women’s assessments of decade-long changes in their decision-making capacity in two village case studies as well as comparatively with 24 village cases from seven sub-Saharan African countries. The case studies reveal how a normative climate is shaped by contextual influences that give rise to social processes where, for instance, changes in decision-making and agricultural opportunities may be perceived as empowering by only men in one village, and only by women in the other village. Comparative findings highlight how perceptions of agency are rooted in fluid normative expectations that evolve differently for women and men as they move through their life cycle and as local institutions and opportunities change