Financial Services Segregation: Improving Access to Financial Services for Recent Latino Immigrants

This paper outlines elements of demand for financial services among recent Latino immigrants, summarizes key factors contributing to their financial segregation, and describes products, services and administrative practices that have been used successfully by depository institutions. Throughout the research and paper particular attention has been paid to the New England region.Remittances, Latin American immigrants, Banking, Best Practices, Anti-Money Laundering, Terrorist Financing, USA Inmigrantes Latinoamericanos, banca, Mejores Practicas, anti lavado de dinero, financiamiento de terroristas, USA

The Irish Blessing : May the Road Rise to Meet You

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Significance of Carboniferous and Late Devonian Material within the Iowa Devonian

It is a well-known characteristic of the Devonian limestones that to an extraordinary degree they have been affected by the destructive work of percolating water through solution. This is, no doubt, in part accounted for by the comparative purity of these limestones. The chemical process of dolomitization which is characteristic of the Silurian beds is here at a minimum, and rapid solution by meteoric waters has been the result. It is apparent also that the diastrophic movements that have affected the Devonian terranes have facilitated this destructive process. Wherever there are exposures of these beds, either natural or artificial, the results of this destructive work may be seen in the form of crevices, fissures, widened joints, and passage ways of various kinds. Sometimes these are open, sometimes filled with crystalline deposits, sometimes by detritus brought down by the water from above and subsequently dropped