Scrutinize Financial Proficiency and Profitability Spotlight of Beximco Pharmaceutical Ltd. in Bangladesh

The report applies to evaluate how well the company performs. Financial proficiency of a company is usually related to how well a company can use it assets, share holders equity and liability, revenue and expenses. Financial ratio analysis is one of the best tools for measuring profitability highlights of any company. It analyzes the company’s use of its assets and control of its expenses. It also used to analyze the company’s past financial performance and to establish the future trend of financial position.  The main aim is to analyze performance of last 5 years through ratio analysis and DuPont analysis of Beximco Pharmaceuticals Ltd. The main data collected from the annual financial reports of Beximco Pharmaceuticals Ltd. from 2009 to 2013. Different financial ratios are evaluated such liquidity ratios, asset management ratios, profitability ratios, market value ratios, debt management ratios and finally measure the best performance of BPL. This study will attempt to understand the financial conditions of BPL on different segments such as liquidity, profitability & solvency. The purpose is also to make recommendations for improving the financial stability and soundness of different services provided to the shareholders of BPL. It is also the purpose of the researcher to help the management by providing an idea to take appropriate decisions about the quality of the investment & financing in future. Keywords: Profitability, liquidity, Market value, Asset Management, debt management, DuPont

Micro Finance with Regard to Beneficiaries Perspective in Conventional and Islamic Paradigm with the Effect of Riba (interest): A Case Study on a Particular area of Bangladesh

We acknowledge that there is an argument in support of Riba and dispute against Riba. Once more the endless journey of “Micro Credit” at its Summit in Washington D.C, 1997 also convey; yet the “Micro Credit” still being one of the powerful tools fights against   poverty but in application it exploit slight improvement in achievement. Moreover, The initiatives of’ Govt. and non Govt Organization, efforts of GRAMEEN BANK comes up with the same end result. The poverty itself arrest the people not only with physical starvation rather causes mental sickness and thereby breaks the social harmony. Where the ends? Then the study is attempt to cover in depth analysis of the beneficiaries of Riba micro financing i.e. conventional, its content, approach in contrast with the modes, approach of  non-Riba i.e. Islamic micro financing incorporating the analysis of few beneficiaries in the local area of Bangladesh. The sample research would certainly explore the brilliant suggestion to Micro Finance of its restructuring for stepping ahead by manufacturing successful milestone to eradicate poverty. Key Words: Riba, Islamic microfinance, Muslim Aid, Grameen Bank, ASA