Payday lenders are becoming more common across America as they meet the unique needs of consumers unable or unwilling to use the services of more traditional lenders.  But many have claimed that certain of their practices are unethical. Do payday lenders take advantage of those less fortunate in our society?  Are their fees exorbitant, or are the fees merely a fair return given the risk the payday lenders are incurring?  This case looks at these and other issues surrounding the payday lending industry

Castleberry, Stephen B.