Nobody knows me even though I’m always there: Why Māori men do exist - in all the wrong places

In the study of psychology, Māori men are often only seen as the perpetrators of the problems. There is very little focus on finding solutions for Māori men, with Māori men. In the top eight causes of death for Māori males aged 15 to 24 are car crashes, homicide, and suicide. With respect to car crashes, there is a close link between alcohol-related car crashes and suicide. As a nation, we should be concerned with all of the above issues, as each of them is preventable. Invariably, we fail see the deaths of these young men as warning signs of much wider issues about why they wanted to die, or why they felt the need to kill someone close to themselves. The argument tendered in this paper is that the same way in which Māori as a group have been researched, as being “the problem”, equally applies to the way in which Māori men have continued to be have been researched: Māori men are only ever portrayed as “the problem” and are never portrayed as part of a solution subjected to this process as well. The lyrics of a well known song by UB40, One in Ten, exemplify this notion of being unknown, even though Māori men do exist in Aotearoa

Mortgage brokers and fair lending

Mortgage brokers play an important role in the housing finance market, but they also present unique challenges to regulators attempting to enforce fair lending laws. Should lenders be held responsible for the pricing decisions of brokers from whom they receive loan applications, or should fair lending laws instead be applied directly to the brokers themselves?Mortgages ; Discrimination in mortgage loans

Using experiments and expert judgment to model catchability of Pacific rockfishes in trawl surveys, with application to bocaccio (Sebastes paucispinis) off British Columbia

The time series of abundance indices for many groundfish populations, as determined from trawl surveys, are often imprecise and short, causing stock assessment estimates of abundance to be imprecise. To improve precision, prior probability distributions (priors) have been developed for parameters in stock assessment models by using meta-analysis, expert judgment on catchability, and empirically based modeling. This article presents a synthetic approach for formulating priors for rockfish trawl survey catchability (qgross). A multivariate prior for qgross for different surveys is formulated by using 1) a correction factor for bias in estimating fish density between trawlable and untrawlable areas, 2) expert judgment on trawl net catchability, 3) observations from trawl survey experiments, and 4) data on the fraction of population biomass in each of the areas surveyed. The method is illustrated by using bocaccio (Sebastes paucipinis) in British Columbia. Results indicate that expert judgment can be updated markedly by observing the catch-rate ratio from different trawl gears in the same areas. The marginal priors for qgross are consistent with empirical estimates obtained by fitting a stock assessment model to the survey data under a noninformative prior for qgross. Despite high prior uncertainty (prior coefficients of variation ≥0.8) and high prior correlation between qgross, the prior for qgross still enhances the precision of key stock assessment quantities

Habitat for Humanity Campus Chapter Effectiveness Study

This study examines the different ways that Habitat for Humanity International (HFHI) campus chapters engage their officers and volunteers, collaborate with external publics and fundraise to help eliminate substandard housing. The information for the study was collected through a survey sent to 271 campus chapters and interviews with five campus chapters, as well as reviewing current literature on employee engagement, trends in youth volunteering and corporate social responsibility. The study aligns strengths of certain campus chapters with areas of improvement of others that campus chapters can utilize to help improve their effectiveness