Financial threat and financial literacy on willingness to change the financial behavior

Grounded on “Theory of Planned Behaviour” (TPB), this study analyzes the influence of financial threat and financial literacy on ‘willingness to change’ the financial behavior. The ‘primary data’ collected from the university students by using convenience sampling technique. Multiple regression results shows that financial literacy and financial threat has significant influence on willingness to change the financial behavior of the university students. This implies that increase in the financial threat leads to change in the financial behavior, which supports the fact that investor’s intention to invest is affected by different factors. Employing TPB thus offer researchers to enhance understanding in forecasting an individual financial behaviour. Limited researchers have used TPB to analyze the influence of financial literacy and financial threat on the ‘willingness to change’ the financial behavior of students. Therefore, this study may help the university students to understand the concept of financial threat and those who aid students in coping with emotional or behavior disorders interrelated to the financial issues

Financial threat and financial literacy on willingness to change the financial behavior

Grounded on “Theory of Planned Behaviour” (TPB), this study analyzes the influence of financial threat and financial literacy on ‘willingness to change’ the financial behavior. The ‘primary data’ collected from the university students by using convenience sampling technique. Multiple regression results shows that financial literacy and financial threat has significant influence on willingness to change the financial behavior of the university students. This implies that increase in the financial threat leads to change in the financial behavior, which supports the fact that investor’s intention to invest is affected by different factors. Employing TPB thus offer researchers to enhance understanding in forecasting an individual financial behaviour. Limited researchers have used TPB to analyze the influence of financial literacy and financial threat on the ‘willingness to change’ the financial behavior of students. Therefore, this study may help the university students to understand the concept of financial threat and those who aid students in coping with emotional or behavior disorders interrelated to the financial issues

Full Length Article Influence of Inoculation Methods and Inoculum Levels on the Aggressiveness of Fusarium oxysporum f.sp. ciceris on Chickpea and Plant Growth

Abstract To screen the plants against diseases suitable inoculation method together with appropriate inoculum density are essential. Measurements of propagules required for infection are also necessary for the development of potential disease risk analysis. To find out the best method for the pathogenicity test of chickpea wilt caused by Fusarium oxysporum f.sp. ciceris five inoculation methods viz., soil infestation, seed infestation, drenching, injection and spraying methods were evaluated. The soil infestation, seed infestation followed by drenching method were highly effective in establishing the F. oxysporum f.sp. ciceris infection in chickpea plants. The plant inoculation with these methods produces higher plant mortality and higher infection as well as reduced plant growth. In order to determine the effective inoculum level of F. oxysporum f.sp. ciceris for the development of disease, chickpea plants were inoculated with 10