Concentração e Inadimplência nas Carteiras de Empréstimos dos Bancos Brasileiros

This paper evaluates the loans market in Brazil in the 2003 to 2008 period. It measures diversification and nonperforming loans for Banks credit portfolios. We employ the credit risk bureau database, which classifies loans by sector and risk. Results show an increase in higher risk loans and diversification in low risk loans. The non-performing loans figures have shown a downward trend for most economic activities.